SmartChoice Credit

I highly recommend Smart Choice Credit for your credit repair needs. With the help help of Anna Alcoser and her team i was able to raise my credit score 100 plus points in just about 60 days and purchase my new home!! Anna is very professional and detail oriented while still adding that personal touch. They get the job done and I would definitely do business with them again!

When I tell you this is a reputable company offering top notch credit repair services, its an understatement. They helped a friend of mine with credit repair counseling and services and this year, thanks to Anna Alcoser, a credit repair specialist with Smart Choice, my friend was able to purchase her first home. Im so proud of her. Smart Choice made that possible. I had a unfamiliar creditor on my report and went to SmartChoice for guidance. Not only did they investigate, they got the creditor removed from my report which ultimately got my credit line increased! I will not be going to any other credit repair company because smart choice has never let me down. I recommend them to anyone wanting to get their credit in order. Responsive time great, Anna Alcoser provided professional service and guidance, even follow up calls.

With the help of Anna I was able to purchase my first home, she helped me increase my credit score over 100 points. I live in St. Louis, MO and even being so far away we maintained communication and the peace of mind of her backing me up was impressive. I highly recommend even if youre not local she will fight for you.

Highly recommend. He has boost my credit 100pts in a month and a half. Ernie gives you the break down on how credit works and what needs to be done. Easy to communicate with and easy to do business. New assistant is so pleasant to talk too and she as well makes it easy to do business. I recommend his services to anyone having any credit issue. He is helping me get one step closer to owning my own home thank you Ernie!

This company is so amazing!! As a business owner who went through a challenging divorce, I knew I needed help fixing my credit so that I could buy a house again. I got on a program with them and am happy to announce I’ll be closing on my house really soon!!I’m a realtor and I have them on my preferred list! I only entrust my clients to knowledgeable people who will be kind and helpful with client goals and timelines. Always pleasant and quick to respond.Thank you soooo much for helping me build up my credit score, but the confidence that comes with it too! 10/10 customer service and respect!

After using Lexington Law i was skeptical to use another Credit repair company, but i have to say this was the best decision i have made. They have been on top of everything that has to deal with my credit and only after two months they have removed so many negative things off my credit and I am close to being able to purchase my home and i would not be able to do this without these people! I would highly recommend them to anyone looking to do repair work on their credit and you can not go wrong working with this business! The price is worth it 100%

He does do credit repair. I know everyones case is different.For my BF and I together he has removed 4 out of 6 accounts in the first 30 days.89/mo with a referral program.I feel like its worth it. Weve been with him for almost 2 months now and for the price its worth it. A whole lot better than paying 100s to 1000s to take care of your credit yourself.Especially things like hospital bills which he can have dropped with EASE.Sprint had 2 bills as proof regarding me and he still made them drop it.He helps you repair it and build it up and is partnered with a realtor. He actually has quite a few he works with you so he can even get you into a home if thats something youd be interested in.

BEWARE! Do not use these people. Anna is extremely rude and UnProfessional. I paid $100 to sign up on May 1, 2020, They charged my card again in June and Again on July. After 3 months, she finally emails and tells me that I am no longer a Client of hers and will not get a refund due to me not paying off my credit cards below 29%. Keep in mind that this was the first communications we had since I signed up 3 months ago and she never gave me instructions on what I needed to do. Im so upset because she came highly referred and I even had my boyfriend and son signed up and the same thing happened to the. Between the 3 of us, we are out $900. Im now reporting this business to the BBB and makins rue everyone does not get Scammed the way me and my family had gotten scammed.UPDATE: 9/3/20 I have been threaten with a lawsuit by this place if I do not remove my above comment. You cannot Sue me for using my First Amendments Rights of Freedom of Speech. Please have proof that I have caused you to loose business as in my opinion, your quality of service does not need my help to loose any prospective business .I did not do anything wrong. Like I mentioned previously, this same thing happened to 3 of Us. Me, my boyfriend and my son. THREE of us gotten scammed not just me. Instead of trying to make things right and contact me directly, you want to post a comment to threaten me so everyone can see. Why not send me a letter, a court subpoena, something showing that I have caused such damages?

I highly recommend this company. Anna and the team are great! If youre looking to increase your credit score and have some negative accounts removed dont hesitate give them a call.They are there to help you.

Wow! Ive been working with Ernie for 3 months, and hes bumped my credit score up 100+. I highly recommend him. I was a skeptic about credit repair, until God brought me to him. Good job Ernie, and thank you for all youve done for my family.

The team at Smart Choice credit help my clients from start to finish on getting their credit up. They communicate at a high level and set proper expectations. I highly recommend them.

Anna is the best! She listened to my concerns, explained my options, made me laugh and most importantly there was zero judgement. Such a great experience!

Agent was friendly and very helpful. He explained everything to me. He took his time and wasnt rushing to get me out like other tax places Ive been to. I would definitely recommend to my family and friends!! Thank you A & A I will be coming back next year for sure!

Garry and his team is phenomenal! The communication and education behind the process is amazing. If you’re personally needing to clean up your own situation or know someone else that needs their services, I highly recommend.

The customer service is wonderful!! Such an easy process! the walk through was smooth and I felt comfortable with trusting this company. Highly recommend!

Thanks to Walter my score went up 200 points, now Im able to a get car and look into homes with confidence. Thanks again Walter

Best service, customer care at its finest. Highly recommended to get you back on track

Great service. Highly recommend!

Excellent!!!