South Texas Lending

Ben made my first time buying a home a very pleasant experience. He made sure to explain everything thoroughly and gave me enough time to review documents and feel comfortable with the whole journey. I would recommend Ben to anyone who is looking for a loan officer. He took care of most of everything and all I had to do was understand the documents and sign.

I recently worked with Ben to secure my first-time home loan mortgage, and I couldnt be happier with the experience! From the very beginning, Ben was incredibly knowledgeable and attentive, guiding me through every step of the process. He took the time to explain all the options available to me and helped me find the best mortgage that suited my financial needs.Bens professionalism and dedication made what could have been a stressful experience much more manageable. He was always available to answer my questions and provided timely updates, which kept me informed throughout the process. Thanks to his expertise, I felt confident and well-prepared as I navigated my home loan journey.I highly recommend Ben to anyone looking for a mortgage. His commitment to helping first-time buyers is truly commendable, and I am so grateful for his support in helping me achieve my dream of homeownership! Definitely will be using Ben for future home purchases.

Ben is great! We heard about him through a friend so we decided to give him a shot & his team delivered. Not only was he always available & very knowledgeable, he bent over backwards to give us the best rate. I would definitely recommend Ben & the team at South Texas Lending.

Ben is an absolute legend. He helped us out for over 2 years and was always available, friendly, and informative. He always fought to get us the best deal possible and I highly recommend going with Ben on your next purchase.

Great doing business with Ben, easy to work with, prompt and knowledgeable. I live in Florida, everything was done through email and it couldn’t have been smoother. Highly recommend him.

My husband and I had a wonderful experience working with Ben Gheliuc. From beginning to end, he was informative, extremely thorough and attentive to our financial needs. He made sure we got the best deal possible. This is our second experience working with him and we would highly recommend Ben and his company to anyone.

My experience with Ben through the extreme process of buying are home were streamline from start to finish. We were in touch on a daily basis and were informed how the process was going. I know that my family and friends will get highly recommended to Ben and his team. Christy and Ben make a good team and cannot say enough good things about both of them. Should I ever buy another home or sell one I know exactly who to hire. I give both Ben and Christy an A+++ in my experience, keep up the good 👍 work.

Ben and Christy made sure everything was done right, they took care of every details with the loan, carefully resolved emergency issues to close the house in time. I’m glad that I could work with them.

Simply put, Ben is the best! I’ve worked with him on several loans over the past few years and witnessed him saving clients thousands of dollars in closing costs, secure much lower interest rates than the industry standard, as well as watched him qualify some very difficult files. Because of Ben’s work ethic and end product I am able to complete more real estate transactions. He truly cares for every client!

Working with Ben for my first home purchase was an excellent experience. Ben answered all of my questions and was able explain every part of the home buying process. He is very responsive and involved me in the key parts of the process without overwhelming me. Ben also tailored the experience and application process to my specific needs. He managed to accelerate a quicker closing date with the seller that both my wife and I really appreciated, all while he adapted and worked diligently around any constraints. I am very pleased with my experience working with Ben and American Financial Network. Highly recommend Ben and his highly experienced team to take care of you and your home buying needs.

Ben was amazing to work with from the very beginning. He was always communicating with us, answering our many questions, and helping at every step. As first time home buyers, he explained all of the complicated terms very well and we didn’t feel overwhelmed. He also detailed different options and how we could save money or lower our rate. I highly recommend to everyone looking to buy a house!

Ben has been great. Responsive, creative and got the job done!! Would highly recommend.

First time homeowner and was a easy transaction Ben And his team did a great job

Ben and his amazing team at AFN saved me and my family from almost being temporarily homeless and almost losing out on our dream house purchase! Luckily we had the best lender in San Antonio on our side and he was able to pull off a miracle and get us across the finish line on this loan! Thank you guys for doing such amazing work and going out of your way to ensure we were able to get it done. Will definitely be referring you to all of our friends and family in the near future!

Ben and his team made the entire loan process a breeze. During our first meeting, there was no pressure from Ben to go with him/AFN but he laid out the entire process and what it would look like in a clear and concise manner, making the decision to partner with him an easy one. The AFN app made it easy to track progress and also see what tasks were open, making the loan process very efficient. From start to finish, Ben was attentive to my needs and was easy to get a hold of anytime I had questions (which was often). We closed on our home, and I couldnt be happier. I am already singing his praises to family and friends, and hope you have the opportunity to do the same.

I used Ben for my refinance and for my purchase this year. He was by far the most professional broker I have ever had the pleasure of working with. He works hard and makes sure to help his clients get funded as quickly as possible. He also had the best rate out of the 2 other people that I compared rates with. I refer Ben to everyone and he always delivers. Not one person I know that went thru Ben had one bad thing to say about their experience. Thank you so much for all your effort.

Ben was absolutely fantastic! He and his team were so easy to work with and they had my full loan approval 3 full weeks prior to closing! I was working with numerous loan officers to find the best rate and he beat them all! If you are looking for a loan officer whom is easy to work with and is fast and efficient, look no further!

Everyone has a story, a different background. Working with Ben and his team felt like talking with my best friend. Professional as he is, I believe the hard part of his role in buying our dream house is discovering and understanding each circumstance so well that gives you confidence in due-diligence process as well. But for Ben that was not hard at all due to his impressive experience. He is one of a kind! I wish him good luck in his future projects helping others achieve their dreams!

Ben has been spectacular and remarkable with helping me secure a home loan.He was exceptionally professional, knowledgeable, organized, incredibly kind which made all interactions all of the difference and pleasant.It is evident that Ben is dedicated, enthusiastic, dependable and has such a great work ethic! He is also accessible always explained things well with clarity. I really appreciated the honest and reliable information.I put my confidence and trust in Ben throughout the process and he most definitely delivered and came through. Its been a pleasure working with you Ben thank you for looking for my best interest.Thank you for your patience as well as treating us as people rather than just home loan customers. You stand above the rest!

Ben and Christy and team came recommended to us by friends and family , when we first spoke to Ben I mentioned my concerns on our credit and he assured us he can make it happen , and that he did ! Exceeded my expectations , everything went smoothly , communication was great from Ben and Christy, responses were quick . Ultimately the process was made as easy as possible and we are now home owners . I highly recommend Ben and his team you will not be disappointed! Thank you again to Ben and Christy and team!

I highly recommend working with Ben. Hes always available to help even on weekends. Hes very informative and quick to respond. He was also able to get us finance our almost half a million dollar house with good rates despite having poor credit history.

Very satisfied with how Ben’s team helped me buy my house! They made the process easy and smooth, and in 20 days I was already in a new home, highly recommend them 👏

Ben is knowledgeable, dependable, communicable, helpful, honest and hardworking. This was our second time working with Ben and we would work with him again and again! Both home loan transactions with Ben were a success with the best rates and closing cost. Thank you Ben for your hard work, diligence, your transparency and willingness to answer our questions, concerns, text and calls! We appreciate you and your team!

Excellent communication and assistance navigating through a complex transaction! I purchased two homes at the same time and Ben and his team worked very hard to find the best loan programs for my specific needs. Ben also waited patiently as interest rates ebbed and flowed each day to lock in the the lowest rate for me. I greatly appreciate all of the AFN teams hard work. They were on top of everything!

Ben has been nothing but helpful through our loan experience. He was very responsive and knowledgeable. We were able to close on our loan quickly and without much hassle. The team was nothing but stellar and I will always recommend South Texas Lending.

Both Ben and his loan processor Christy are AMAZING! They worked really hard on my loan, fought for me, and got me the best deal out there. I’m not easy to work with, and I expect a little too much, but they were able to finish everything sooner than I expected. Highly recommend them!

We had the best experience working with Benjamin to refinance our home. He went above and beyond to find the best deal for us. Always answered our questions and let us know exactly what was going on every step of the way. When other lenders turned away he found a way to help us and did lots of research on our behalf. We highly recommend him!!

Working with Ben has been a really great experience. I really enjoyed the process and all that I’ve learned and accomplished along the way with my wife when we bought. I am a realtor myself and have also worked with Ben through many transactions together, and I feel that he really excels when it comes taking care of clients. If you’re looking to get a loan done or maybe refinance, Ben is the guy for you. Rate 10/10. Thank you Ben for all you do

Ben and his team are very professional, knowledgeable, they did an excellent job helping me obtain the best loans terms possible as well as working thru the down payment assistance loan programs.

Ben is an amazing loan officer. I’ve never met someone more dedicated and passionate about helping out others. He’s very hands on through the entire process and kept me informed so I never had to question what was going on with my loan. His assistant christy is such a delight as well. Definitely will be recommending all of my friends and family to go through this team and I will definitely be a repeat customer!

Ben is an individual with integrity. He took the time to explain everything thoroughly and kept us updated at every point of the loan process. He was prompt and concise in his communication, and I will recommend him to everyone I know and will continue with him for any future financial needs I may have. 10/10.

Absolutely amazing experience BEN GHELIUC helped us through out the whole process, very professional ! Definitely will be using him with future homes!

Ben and Christy made our home purchase as easy as applying for a credit card. They had a high sense of urgency at all times to get it done and to do it right. They both communicated well and made this so easy. As someone who has borrowed all types of loans for homes, construction, rehabs, etc they by far made this the most stress free experience I have ever had. They went above and beyond to show me the value they bring during the process. Thanks Ben and Christy for your excellent customer service, knowledge, and expertise. Look forward to working with them on the next one.

It was a pleasure working with Ben Gheliuc on our purchase. Thank you for all your work and cooperation and we are looking forward to keeping your contact for future projects and reference to others! Respectfully and many thanks Ben! Strongly recommend him to anyone looking to purchase in Texas and want a smooth and great process with their loan! Great job Ben & team!Dan & Rebeca

Awesome experience Ben made it happen for us (2-1 buy down, save us $400 on our monthly payment). Honest, professional, knowledgeable and reliable. We are very happy and plan to use Ben in the future!!

Ben Gheliuc and his team made the purchase of our home smooth and hassle free . Great, timely reply to our messages and emails ,very professional yet approachable.He explained everything and we had a very fast closing without any issues . We are grateful to our realtor , Robert Alexe for recommending Ben and AFN and we would definitely go back to him for any purchases we will be making as well as recommend him to anyone looking to buy or sell a home . Thank you for your help and kindness .

Ben is an efficient and professional mortgage lender in San Antonio and helped us quickly close our conventional home loan in under 30 days for our house in Austin! His rates are very competitive and closing cost was a lot less than other lenders. He’s awesome!

Ben offered amazing service. He is extremely knowledgeable, personable, & prompt. He is a great resource that I’ll continue to seek out for lending advice & counsel.

Ben and his team, are professional, courteous, patient and very knowledgeable. They walked us to the steps and showed us everything that they’re going to do and the results were phenomenal. I don’t hesitate to recommend Ben Gheluic and his team, every time to anyone.

Lets just say that I have always dreaded doing the paperwork and going through the tedious process related to house mortgage ; but our loan officer, Ben Gheliuc made everything simple and with as little stress as possible.Ben is very personable, a good listener, highly competent, which through his professionalism made us feel reassured that everything will be as fast as possible, with as little headache as possible and with our best interest atheart.We strongly and warmly recommend Ben Gheliuc as your loan officer; He promises and he delivers! We are thankful!

Ben and his team worked together and made everything very smooth , fast and easy as we got our loan . They were all on top off everything and we have a very good experience while preparing all the documents and finalizing the mortgage loan. May God bless you and may you help as many families possible to get their dream house and help though all the process. 🙏

There are people who do their job, and there are people who go above and beyond their job description, and then there is Ben Gheliuc and his office staff who have no limit to their ability. And they do it with kindness and grace, something you do not see at all in today’s world. It’s easy to deny help when the work is more difficult than normal. Our loan was not traditional yet Ben, Christy, and Brandon took the challenge and ran. Everyone was organized, smart, and eager to find solutions. They know the rules and the laws and are quick with a solution. Anyone would be truly blessed to have them in their corner, our family definitely is.

Ben and his crew were the u tomate professionals. Ben was very patient with us and got us a lower interest rate than expected. Ben is highly recommended.

Living in San Antonio for over 9 years, we have used several mortgage lenders and non compared to Ben and his Team. They are exceptional when it comes to attention to detail and having a cystal clear process when it comes to the mortgage loan process. Our Cashout Refi was clear to close 9 days early, prompting us to want to do a HELOC with them too! Cant say enough good things and I see Bens Mortgage team being one of the largest in San Antonio.

Anyone that is looking for the best hands down Refinancing company, look no further. Ben and Christy are so caring of your needs and understanding of your everyday struggles!! It amazes me that there are still wonderful people in this world like them! This is my second refi with them. One phone call and they said say no more , we got you! One month from phone call to funding. Easy, fast and very professional. If you need help ? These are the people to call!!! Thank you so much Ben. You are a dream to work with. 10 stars if I could give them that many. You have actually saved me again. I hold you and your company in the highest regards. Forever great full. Thank you Sincerely, Joe Barnes

Easy to work with, fast and accurate. Ben answered all of our questions and took care of every detail with our new home loan.

Ben was so great to work with! Truly the best experience purchasing a home we have ever had!

Bens attention to detail, punctuality, and knowledge is second to none. I wouldn’t work with anyone else. I highly recommend Ben for any kind of loan transactions.

Offered the best rate out there, really professional and expeditious process, with great communication along the way.

Really helped me through the mortgage process. I had alot of question and he was very patient. I would recommend to anyone. He also helped me get a better rate than my credit union

These guys handled everything in a timely manner which is crucial when buying a house. They were able to answer our questions about certain costs and helped us to understand the process every step of the way! The next time we buy a house, we will be returning here!

They are amazing! Ben and Christy were so helpful and took the time to explain the process. They were always eager to help! We couldn’t have asked for a better lending company.

We consulted with multiple Mortgage Lenders in San Antonio and Boost Mortgage gave us the lowest home mortgage rate in the san antonio area! We were happily surprised with the rate and are planning on locking in before rates go up. Thanks guys!

Solid people to work with. Ben and his team were really efficient and effective.

Ben was great! Upfront guy with a great attitude and extremely helpful.

Benjamin Gheliuc, was absolutely amazing and went above and beyond to help my client to close the deal on time.Julia C.

Would highly recommend this lender! All my questions were answered on time, helped with application and all the process. The loan was completed in a short period of time

Couldn’t ask for better company to help with the process, everyone was friendly and knowledgeable , will be using them in the future for sure ! Thank you again!

Great guy. Top notch service and super helpful. Made every step of buying my home a joy.

Very professional and responsive, would definitely recommend Ben to others.

Ben was awesome. Would highly recommend to anyone.

Excellent