Debt Consolidation & Credit Counseling Houston Texas

All my creditor calls stopped after I got started in the program. With around $96,600 spread across 19 different credit cards I was getting what seemed like 100 calls a day after not being able to make the minimum payments for a couple months. I was paying $3,400 a month to make the minimums and even when making them my balances never went down. My new payment is $1,150 a month. I really should have started this program years ago instead of throwing all the money away month after month. Affordable Debt Consolidation has been a great blessing to have been able to help me in the way that they did.

The greedy credit card companies and banks deferred our payments for 2-3 months but then cut our credit limits and raised our rates after my wife and tried asking them for help due to reductions in income. We managed to accumulate just over a hundred thousand of credit cards and installment loans that was keeping us broke every single month, but the reduction of income made making even the amounts due monthly impossible to pay. We are now most of the way through the Affordable Debt program which is costing us much less than half of what we had been paying before and the process has been very a good experience. I am always kept informed of my progress and I really do like the fact that my customer service representative always knows exactly who my wife and I are and makes us feel like we are a friend instead a number getting tossed around from one customer service rep to another customer service rep. I would 100% trust this company and if you have a lot of debt just as we have because they are treating us right.

Affordable Debt Consolidation has an amazing helpful caring staff who spent a lot of time learning about my situation to make sure I was able to choose the right option. No high pressure sales here! They explained several options and having choices was very important to me. The program has been working exactly as described and Im on my way to be completely out of debt for a whole lot less than I expected was ever possible. Thank you!!!!!

109K of credit card debt and a large personal loan was drained all of my investments. After losing half of my income, I made a very poor decision and cashed out investments to make my minimum payments, and all it did was set me back by over a decade. I already knew bankruptcy was not an option since I make too much to qualify, and no lender would remotely consider a debt consolidation loan. I also tried to use the equity in my home, but between my credit being shot and not enough equity available to pay off much of my debt with the Texas equity cap, I could not find any solution on my own. I tried a couple of credit counselors, and the payment was still about a thousand a month more than I could afford. Creditors were calling and nagging me non-stop 30 plus times a day, and I was not sure what to do with bankruptcy out of the picture. Words cannot describe the feeling I had when Affordable Debt Consodliatoin was able to get me a payment that was less than a third of what the creditors wanted from me on a monthly basis. Having been enrolled for two years, they paid off most of my creditors already from less than half what my creditors said I owed them. This is an amazing service for anyone with very extremely high debt. Every interaction I have had with this company has been wonderful. They truly care and want to help.

I started the program and immediately was able to save over a thousands dollars each month on my installment loans and credit card debts. Never had a problem and am always kept up to date of the progress. Great people and great company.

All my creditor calls stopped after I got started in the program. With around $96,600 spread across 19 different credit cards I was getting what seemed like 100 calls a day after not being able to make the minimum payments for a couple months. I was paying $3,400 a month to make the minimums and even when making them my balances never went down. My new payment is $1,150 a month. I really should have started this program years ago instead of throwing all the money away month after month. Affordable Debt Consolidation has been a great blessing to have been able to help me in the way that they did.

I recommend it very well, the attention is excellent, they are very responsible, in short, the best of the best.