This was my second attempt to repair my credit. After the first fail attempt I was very sceptical until a close friend told me about their experience with the great staff over at time for good credit. With a credit score of 520 didnt have anything to loose. Had to be by far the best thing I have done in a long time . 8 months later my score was 687. I would earge anyone who has credit issues to try Time for good credit. You will be happy you did. I would like to thank the every on at time for good credit for what you have done for my family .