Home Buyer Creators

I just started working with Vanessa and Joe and they are great! They both made me feel so hopeful in my housing situation! I’m so excited to get started with them. Thank u both for now and the future!!!!

I want to give a super grand huge Thank you to the Home Buyer Creators. I started with a mess and ended up in my new build home in less than a year!!! Don’t sleep on the opportunity the hand is here to walk you to the finish line. Thank you Joe you are one amazing mentor many blessings to you all 😇😇😇

Wanted to say something about this company it’s so amazing 🤩 the most friendly and sweetest staff ever I had Joseph and Joe helping me out on closing for a home and wow just amazing and sweet took our time and found the perfect home for me and my family just in time to bring in a beautiful Christmas thank you guys so much yall where just so amazing my family thanks yall merry Christmas 🎁🎄 🤗🤗

Home Buyers Creators was a great experience!! Joe and team cares deeply for their clients. I would higly recommend anyone. to be apart of the experience.

Joe Chavarria has been excellent to work with. He has been patient with me & promptly answered all my texts/calls & answered all my questions. I will definitely recommend him to my friends & family who are looking for a house to rent or buy. Thank you Joe for everything.

Joe Chavarria and his team are so very helpful and made this so easy and helped me get to one of my goals in life thank you all

Joe is the real MVP. He started helping me June 26th to get into a home. Due to life happening made it very challenging and I was so annoyed with all the denials flooding my email. Joe went above and beyond and made sure my significant other and I got into a nice hole we both love. I’m so thankful for all of the hard work and long hours Joe put in and even more for the time he had to put up with me lol. Thanks so much again Joe for everything you’ve done!

We were very pleased and satisfied with using credit home buyer, Mr Joe Chavarria was very helpful in assisting us with buying our dream home,we are very pleased with all his hard work and effort. We would definitely recommend him to anyone who is ready to by a there dream home.GREAT JOB JOE!!!!!

From the moment the Credit Agents contacted us it has always been a professional experience. Everyone that we spoke to during our process were a pleasure to work with. The Credit Agents did everything they said they would. We were able to get our credit scores up and purchase our 1st home in 5 months. Joe is the most amazing person. He was always just a phone call away. He was there though the whole process to answer any question. We highly recommend working with them. We could have never done it with out the Credit Agent. We are so grateful.

Great company to work with I was impatient they told me to “calm down” we got you and well I be damn I got something I love.

Don’t do it! I almost lost out on a lot of money. I am a Texas Real Estate Agent so I wanted to see for myself! Google the addresses(they are just random places) check BBB, it is basically just a scam to get you signed up with credit repair. Don’t fall for it!!! It was so “sketchy” the bank even kicked back the payments. Thank god!

I signed up with credit agents on October 12th, the notification was sent to Home Buyer Creators and I was expected to hear from them within 24-48 hours. Prior to me signing up, I had questions that needed to be answered. I reached out to Vanessa but rushed through the call. I have since tried calling to see how to go about getting the process started but j have not been called back. I have passed up many opportunities to get into a house because I wanted to go through HBC’s process. I have left 3 messages with the man that answers the phone. It’s been 5 days since my last call but to no avail. I have yet to even receive an email. Amanda from credit agents sent a notification for me. But I guess that didn’t matter either. I will just have to find another company to go through. Which won’t be a problem.

Joe was incredible. The first time i spoke to him i taught this whole thing was a scam but he was so determined to help me that i had no other choice then to go for it. I do not regret! Yes he was able to help make my dream of becoming a home owner a reality! in less than 6 months of working with him i was in my house. Thank you Joe!

Joe is exceptional... i highly recommend him.

This is the best company for rent to own ! The manager Joe is the absolute best, he held my hand through the entire process. From initially speaking with Taylor which is ironic because my name is Taylor which is amazing btw to the home buyer process they helped me every step of the way and fixed my credit during the process ! I promise if you guys are looking to rent to own a home and had problems with your credit this is the perfect company.

It’s a scam. I wish I had read the reviews before I used them. They just took our money and didn’t do anything. Ask the numbers I had at out of service or being to someone else. Please don’t get taken in like we did.

SCAM..... PAID MONEY AND IT WAS ALWAYS SOMETHING. NOTHING CAME OF NOTHING AND THEN WHEN I STARTED ASKING QUESTIONS, then it was YOU DONT MAKE ENOUGH. YOU HAVE TO MAKE THIS AMOUNT BEFORE WE CAN DO ANYTHING BUT THAT WASNT SAID UPFRONT AND THEY DIDNT HAVE A PROBLEM TAKING MY MONEY. THEN SOMEONE ELSE CALLED AND WHEN I EXPLAINED WHAT HAS BEEN HAPPENING THEN IT WAS - WE DONT EVER SEE THAT YOUVE BEEN IN THE PROGRAM. AGAIN, THEY DIDNT HAVE A PROBLEM TAKING MY MONEY. THEY GO YOU WITH FALSE HOPE. The very next day after being told I didnt make enough (which I was 300 short), I get a text saying LETS REVISIT THE INCOME. but you just said yesterday that it wasnt enough. So you thought i got a RAISE - OVERNIGHT

I got a call and was told that there were additional investors for the rent to own program, but I had to sign on to credit repair. I signed on with credit repair and recieved a call from Home buyer consultant within 48 hours. The rent to own program is a no go. Minimum credit score is 550 which is pretty low, but then she said that you pick home, investor buys home in cash, then they charge you potentially market rate plus additional monthly premium and you are obligated to pay. Investor can charge whatever rent and premium they want! Then your rent goes up 3.5% every year and so does the price on house. How are you supposed to save for downpayment to get a real mortgage with such potential price gauging and interest rates like that to buy within 3 years. At least with Divvy.com part of monthly rent goes towards downpayment and I think you get 5 years. This program is meant to trap people, not help them!! I will just wait to get to the 620 fico score and get downpayment assistance instead and do FHA. Only giving 2 stars because I have hope for credit repair since after initial fee, I only pay per deletion. Better than flat monthly fee that could last forever with my previous credit repair service.

I called Home Buyer Creators (HBC) after hours and the number is a google number that never gets a return call. Also I did research on the address, after doing a google search for the address “it doesn’t exist”… During the initial call from the company, was referred to another company to repair my credit, with a promise that once I am in the program HBC will be in contact within 48-72 hours. It’s been 2 weeks since I’ve been in this credit repair and I have not heard from HBC.. Making me believe that the whole operation is a Scam to get your personal information. I have a lifelock account so I am protected.. Beware!!

Ray is awesome I talked to him and he is very helpful & explains everything the company will be doing as far as your credit now on the other hand the process of getting a home haven’t hear from them as of yet & it’s been a week I have paid my money & the only ones I hear from is the Credit department & my credit is not that bad but it makes me feel like it is a scam but it is not from what I seen so far

I would like to start with saying I am extremely happy I join this program in October of 2020, I didn’t expect that within 6 months I would buy a house, from the start to the end it was great communication between the agent and my self to the lend and Realtor always answer my questions, extremely helpful, I look into different company’s to fix my credit and never found the prefect one, till I found this one on Facebook, glad I found it,Joe your doing a great with your team keep up the good workThank you for everything

Nice Website, Quick Response, Staff Very Helpful of how they work, what they do, and what to expect. I look forward to working with them pretty soon in regards to purchasing a new home.

The guy that answers the phone is very rude. He had the nerve to say oh my GOD while just asking some basic questions. Not a good first impression.

Was just checking the reviews to get others input on there service. Im a bit scared to call thinking I might get Vanessa on the phn and be disappointed.

So far so good. They really took time with me and explained their process. Hoping it works out for me.

I will recommend them at any time they did a excellent job on my credit ….

Vanessa and credit team are awesome!!!

Diamond in the rough, have get some of this seafood.

No help

Great